Products


Payout API

Complete payout solution for bank account transfer, UPI Payout.

Bank Account Verification - API

Real transfer bank account verification APIs.

BBPS Biller

Complete BBPS biller solution to collect bill payments from customers.

BBPS Biller - B2B Payments

Complete solution to collect B2B invoice payments from business customers.

Products


Payout API

Complete payout solution for bank account transfer, UPI Payout.

Bank Account Verification - API

Real transfer bank account verification APIs.

BBPS Biller

Complete BBPS biller solution to collect bill payments from customers.

BBPS Biller - B2B Payments

Complete solution to collect B2B invoice payments from business customers.

Payout Pricing


IMPS / NEFT Payout Pricing
  • Fund Transfer APIs for Bank Account
  • NEFT/RTGS - 2
  • IMPS Below 999 - 2
  • IMPS Below 25,000 - 5
  • IMPS Above 25,000 - 9
UPI Payout Pricing
  • Fund Transfer APIs for UPI VPAs
  • UPI Below 999 - 4
  • UPI Below 25,000 - 7
  • UPI Above 25,000 - 10
Enterprise Payout Pricing
  • More than 50,000 payouts per month
  • Customised pricing plan based on volume

Payout Pricing


IMPS / NEFT Payout Pricing
  • Fund Transfer APIs for Bank Account
  • NEFT/RTGS - 2
  • IMPS Below 999 - 2
  • IMPS Below 25,000 - 5
  • IMPS Above 25,000 - 9
UPI Payout Pricing
  • Fund Transfer APIs for UPI VPAs
  • UPI Below 999 - 4
  • UPI Below 25,000 - 7
  • UPI Above 25,000 - 10
Enterprise Payout Pricing
  • More than 50,000 payouts per month
  • Customised pricing plan based on volume

Features


REST APIs

Developer friendly REST APIs to get started, Call fund transfer API and know the fund transfer status by calling Status API.

Webhook

Get 24 X 7 notification via webhook for every payout transaction status.

Bulk File Upload

Zero integration, Start using our payout with bulk file upload.

No Beneficiary Addition

Send payments without any delays, not required to add beneficiary, no cooling period send instantly with payout API or bulk payout file upload.

Real Time Payment

Send payments in real time even on bank holidays and Sundays with IMPS payouts and UPI payouts.

Payment Status

Get Payment status in everywhere API, webhook notifications and Dashboard.

Search

Find anything in seconds, search by request Id, UTR, remitter account number, reference number…

Logins

Manage multiple logins, create/deactivate/reset as much as logins you want.

Roles and Access Control

Control your dashboard access by roles based access, give limited access or selected access of full access to logins.

Approval and Workflows

Define your payment approval process with simple or multiple logins with makers and checkers.

Dashboard Security

Enable security features such as IP whitelisting, multi login, role based access, transaction password, two factor authentication, maker checker and more.

API Security

Enable security features such as server IP whitelisting, multiple authorization types, signed request, HTTPS-Only Mode and more.

Duplicate Payment Prevention

Industry first feature to prevent duplicate payment with intelligent duplicate file checker mechanism and other options to prevent duplicate payments.

Fraud Detection

Our battle tested rules help prevent fraud payments to suspicious accounts and black listed accounts.

Reports

Reports what you need complete statement, daily reports, monthly reports, date range statement, reports by payment status and more.

Notifications

Get notified about available balance, threshold limit , insufficient balance error, webhook failure notification and more.

How Payout Works

Payout is simple as 1, 2, 3

1

Load funds to the Payout account in IMPS/ NEFT/ RTGS mode.

2

Do payouts using Payout API or Bulk payout file upload

3

Get the payment status everywhere like API / Webhook / Dashboard

It is very simple as told.

Payout APIs

Simple fund transfer APIs to automate your payouts flow

FUND TRANSFER API

Call Fund transfer API with the unique request id, beneficiary details, mode and amount.
Fund Transfer API Request

{

"requestId" : "pout202008260002",

"beneficiaryName" : "Demo Company",

"accountNo" : "900900900900",

"ifscCode" : "UTIB0002951",

"amount" : 5000,

"mode" : "IMPS",

"purpose" : "For Invoice 20220200789 ",

}

STATUS API

Call the status API with request id to know the fund transfer status.
Fund Transfer Status API Response

{

"code" : 200,

"message" : "success",

"data" :{

"requestId" : "pout202008260002",

"ReferenceNo" : "PTV2d3vBs9O5bA3SefIYehOjcurx7u",

"accountNo" : "900900900900",

"ifscCode" : "UTIB0002951",

"amount" : 5000,

"fee" : 5,

"tax" : 9.0,

"totalFee" : 5.9,

"mode" : "IMPS",

"purpose" : "For Invoice 20220200789",

"utrNumber" : "24110980363",

"statusCode" : "SUCCESS",

"status" : "Success",

"errorDescription" : "",

}

}

GET NOTIFIED

We also support automatic real time notification about every payment transaction status to your system via webhook.
  • Fully working Sandbox Environment REST API Postman Collection

Bulk File Upload

Upload File and approve

Bulk Upload

  • Simple Approval or multi user approval workflow
  • Duplicate File checker mechanism (Industry first)
  • Multi factor authentication
  • Maker-checker

Use Cases


Vendor Payments

Make vendor payments or supplier payments easily with bulk file upload or API without beneficiary registration requirements.

Online Payment Refunds

Initiate instant refunds to customer’s UPI handle or bank account number.

Cashback and Rewards

Issue cashbacks or rewards directly to your customer’s bank account or UPI VPA .

Split Settlement

For marketplace or service aggregator split payments scenarios use our payout APIs to automate split payments.

Salary Disbursement

Pay salary or wages on time to employees, delivery partners, service partners, business partners, etc…

Bank Account Verification

Verify bank accounts in real-time using API, Get real beneficiary owner name as per bank records.

COD Refunds

Easily manage cash on delivery refunds to customer’s bank account number or UPI handle

Use Cases


Vendor Payments

Make vendor payments or supplier payments easily with bulk file upload or API without beneficiary registration requirements.

Online Payment Refunds

Initiate instant refunds to customer’s UPI handle or bank account number.

Cashback and Rewards

Issue cashbacks or rewards directly to your customer’s bank account or UPI VPA .

Split Settlement

For marketplace or service aggregator split payments scenarios use our payout APIs to automate split payments.

Salary Disbursement

Pay salary or wages on time to employees, delivery partners, service partners, business partners, etc…

Bank Account Verification

Verify bank accounts in real-time using API, Get real beneficiary owner name as per bank records.

COD Refunds

Easily manage cash on delivery refunds to customer’s bank account number or UPI handle

Industry

Payout used in this following industries

E-commerce
Quick commerce
Marketplace
Service Aggregator
Hyper local delivery
Ride hailing service
Agritech
B2B Business
NBFC
Insurance
Payment gateways
Other

Payout Payment Methods


Bank Account Transfer

Fund Transfer APIs support NEFT / RTGS / IMPS modes

UPI Payouts / UPI Refunds

UPI Fund transfer APIs support instant refunds modes

Payout FAQ


Payout API is a REST API that allows transfer funds to any bank account number (India bank accounts only) or any UPI handle.

Using the Bulk Payout feature, authenticated users can upload all payout details as a single file and upload & approve payment in bulk from the web dashboard.

  • IMPS
  • UPI
  • NEFT
  • RTGS

Yes, Using our API or our Dashboard you can send payments to any Bank accounts in India.

Yes, Using our API or our Dashboard you can send payments to any UPI handles, the UPI handle may belong to PhonePe, gPay or PayTM, AmazonPay or BHIM.

Yes, IMPS and UPI payment methods work 24x7. In case of NEFT / RTGS payments, they are processed on the next bank working day. For example, if today is Sunday, the payout initiated will be sent on the next working day (Monday morning).

Yes, we provide a web-based dashboard to review your payouts, and we also provide statements, search functionalities, daily and monthly reports, and other insightful reports for viewing and downloading.

Integration with our Payout API is done via REST API, enabling funds transfer to any bank account number (India bank accounts only) or any UPI handle.

Yes, we provide a fully working sandbox environment with API access and a web-based dashboard for development and testing purposes. You can simulate test transactions with success, failure, or other possible statuses. We also provide a Postman collection, 1:1 developer calls, and code samples to help you get started.